The minimum – in the middle – well – really well – not at all ever
I only/also give to – the church – the Boy Scouts “other”
*********Please do not speculate on what others do or do not do********
Just curious – with all the stereotyping that goes on what people’s tips and donations are really like by political persuation
Independent or Labour or Other or Dem or Liberal or Republican or Conservative – what are your tipping habits and or gift habits like ?
I’m a socialist and tip all of those if the service is not below any standard of decency.
The amount or percentage depends on the quality of service because I live in a civilized country in that regard that none of those groups here depend on tips to survive. Tips are extras
I also give to charities but not as much as I could
Since the health care bill passed, I need Cliffsnotes.?
I need an unbiased summary of what is in this bill, how it affects average citizens, healthcare professionals, taxes etc.
I need analysis too. Too lazy to analyze myself since there’s too many factors involved.
WITHIN THE FIRST YEAR OF ENACTMENT
*Insurance companies will be barred from dropping people from coverage when they get sick. Lifetime coverage limits will be eliminated and annual limits are to be restricted.
*Insurers will be barred from excluding children for coverage because of pre-existing conditions.
*Young adults will be able to stay on their parents’ health plans until the age of 26. Many health plans currently drop dependents from coverage when they turn 19 or finish college.
*Uninsured adults with a pre-existing conditions will be able to obtain health coverage through a new program that will expire once new insurance exchanges begin operating in 2014.
*A temporary reinsurance program is created to help companies maintain health coverage for early retirees between the ages of 55 and 64. This also expires in 2014.
*Medicare drug beneficiaries who fall into the “doughnut hole” coverage gap will get a $250 rebate. The bill eventually closes that gap which currently begins after $2,700 is spent on drugs. Coverage starts again after $6,154 is spent.
*A tax credit becomes available for some small businesses to help provide coverage for workers.
*A 10 percent tax on indoor tanning services that use ultraviolet lamps goes into effect on July 1.
WHAT HAPPENS IN 2011
*Medicare provides 10 percent bonus payments to primary care physicians and general surgeons.
*Medicare beneficiaries will be able to get a free annual wellness visit and personalized prevention plan service. New health plans will be required to cover preventive services with little or no cost to patients.
*A new program under the Medicaid plan for the poor goes into effect in October that allows states to offer home and community based care for the disabled that might otherwise require institutional care.
*Payments to insurers offering Medicare Advantage services are frozen at 2010 levels. These payments are to be gradually reduced to bring them more in line with traditional Medicare.
*Employers are required to disclose the value of health benefits on employees’ W-2 tax forms.
*An annual fee is imposed on pharmaceutical companies according to market share. The fee does not apply to companies with sales of $5 million or less.
WHAT HAPPENS IN 2012
*Physician payment reforms are implemented in Medicare to enhance primary care services and encourage doctors to form “accountable care organizations” to improve quality and efficiency of care.
*An incentive program is established in Medicare for acute care hospitals to improve quality outcomes.
*The Centers for Medicare and Medicaid Services, which oversees the government programs, begin tracking hospital readmission rates and puts in place financial incentives to reduce preventable readmissions.
WHAT HAPPENS IN 2013
*A national pilot program is established for Medicare on payment bundling to encourage doctors, hospitals and other care providers to better coordinate patient care.
*The threshold for claiming medical expenses on itemized tax returns is raised to 10 percent from 7.5 percent of income. The threshold remains at 7.5 percent for the elderly through 2016.
*The Medicare payroll tax is raised to 2.35 percent from 1.45 percent for individuals earning more than $200,000 and married couples with incomes over $250,000. The tax is imposed on some investment income for that income group.
*A 2.9 percent excise tax in imposed on the sale of medical devices. Anything generally purchased at the retail level by the public is excluded from the tax.
WHAT HAPPENS IN 2014
*State health insurance exchanges for small businesses and individuals open.
*Most people will be required to obtain health insurance coverage or pay a fine if they don’t. Healthcare tax credits become available to help people with incomes up to 400 percent of poverty purchase coverage on the exchange.
*Health plans no longer can exclude people from coverage due to pre-existing conditions.
*Employers with 50 or more workers who do not offer coverage face a fine of $2,000 for each employee if any worker receives subsidized insurance on the exchange. The first 30 employees aren’t counted for the fine.
*Health insurance companies begin paying a fee based on their market share.
WHAT HAPPENS IN 2015
*Medicare creates a physician payment program aimed at rewarding quality of care rather than volume of services.
WHAT HAPPENS IN 2018
*An excise tax on high cost employer-provided plans is imposed. The first $27,500 of a family plan and $10,200 for individual coverage is exempt from the tax. Higher levels are set for plans covering retirees and people in high risk professions.
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Taking “free markets” from rhetoric to reality For three decades free-market leaders have tried to reverse longstanding Keynesian economic policies, but have only produced larger government, greater debt, and more centralized economic power. So how can we achieve a truly free-market system, especially at this historical moment when capitalism seems to be in crisis? Th…
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The psychology of how the US gov’t. has come to make so many catastrophically bad decisions. All the 9/11 hijackers entered legally (w/ State Dept. approved visas), so the response has been to buy guns, helicopters and speedboats w/ mounted machine guns to patrol our borders? Government agencies have used 9/11 as a means of increasing their power and budget; and politicians have used photo …
My cousin got married the following year to his partner of eight years, and try to do too cheap as possible, while having a great day – have two young children, so they prefer to spend money on them. So instead of hiring a photographer, asked my brother to take their pictures (it is really good at it), I thought, because they have printed a professional album while they were on honeymoon, collect all photos my brother shot, and photos of all customers, and get released an album for less than € 100. Is this a good idea? Or should I stick to tradition and buy something for your home? If I do that, I want to be a surprise for her, so do not ask. Thanks:)
I think it's a great idea. This gift will last forever. Tell them you have a lot of household items … Pans, bowls, etc. .. this kind of thing is finally resolved and replaced. I do not remember some years of marriage have acquired their cookie sheets, haha, you know? The album will be remembered, and remember that I did for them! All this was something that my mother said … make things that last and he remembers. My parents were married for over 30 years and still has the wooden breadbox received as a gift for your wedding! Crazyness!
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The World’s First Instant Photo Guest Book and The Ultimate Photo Travel Diary One of the most thoughtful and long-lasting gifts anyone can give or get! Each album holds 30 Polaroid instant photos (accommodating 60-75 guests*). Totally tasteful, covered in Japanese cloth, archival pages frame the Polaroids so only the picture is visible, and there are lots of room to write messages and good wishes…
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Holisticjunction.com Featured School of the Week July 15, 2007: Olympia College (everest Career Education Network)
Everest College (Everest Career Education Network), formerly known as Olympia College, boasts 60 campus locations throughout the United States and in Canada. Affording numerous career training programs in accounting, business administration, criminal justice, massage therapy, medical assisting and pharmacy technician, and others, Everest Career Education Network is a multifaceted vocational network dedicated to the professional and academic advancement of career-seeking students.
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Got great hands? The massage therapy program through Everest Career Education Network includes practical training in a variety of bodywork modalities like Swedish massage, prenatal massage, geriatric massage, deep tissue massage, myofascial release, and clinical and sports massage. Additionally, academic courses in the massage therapy program provide in-depth education in Eastern theory and practice, wellness and CPR, muscle energy techniques, health and wellness, Western theory and practice, and business.
Another great course offered through Everest Career Education Network is its business program, where students learn about business accounting principles, corporate accounting, computer applications, financial concepts, human resources, management principles, advertising, and more. Graduates of the business program achieve careers as managers, accounting clerks, business administrators, and other fields in human resources.
Furthermore, as an accredited group of schools, Everest Career Education Network participates in various federal and state student financial assistance programs, and offers career planning and placement services to its students.
HolisticJunction.com acknowledges Everest Career Education Network and applauds its commitment to occupational training. There are several vocational studies in which prospective students can participate so if you are interested in additional career paths, feel free to review course offerings extended through Everest Career Education Network today.
Featured School of the Week: Olympia College (Everest Career Education Network)
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Tell them you have a lot of household items … Pans, bowls, etc. .. this kind of thing is finally resolved and replaced. I do not remember some years of marriage have acquired their cookie sheets, haha, you know? The album will be remembered, and remember that I did for them! All this was something that my mother said … make things that last and he remembers. My parents were married for over 30 years and still has the wooden breadbox received as a gift for your wedding! Crazyness! 
